Tuesday, December 24, 2019

Home Warranties: Are They Worth It?

Home Warranties aren't just for Home Buyers.

Are they worth it? Absolutely. It's important to set your expectations, though. Home Warranties are not the same as Homeowner's Insurance. They offer protection "walls-in" for appliances, electrical, plumbing, heating & air conditioning. Some offer options for pool and spa coverage. They do not cover roof and foundation repairs, nor flooding from a misdirected sprinkler head or leaf-clogged drain at the bottom of a basement entry. And if you've just bought your first home, remember that they are not a replacement for a landlord, nor is the coverage limitless. One of the joys of home ownership is developing mad home maintenance skills!

Typical Coverage Includes:
Air Conditioning
Water Heater
Washer & Dryer
Kitchen Refrigerator & Ice Maker
Built-in Microwave Oven
Garbage Disposal
Ceiling Fan
Garage Door Opener
Instant H/C Water Dispenser
Built-in Exhaust, Attic, Whole House Fans

Need a last minute holiday gift? Consider one that gives all year long. Typically priced between $350 and $500, Home Warranties are a great option when you're looking for a present that you can all chip in on to give Mom & Dad or Grandma & Grandpa or that one friend who always seems to dealing with a home maintenance emergency at midnight (and texts for your help). Or splurge and Secret-Santa yourself. Home Warranties are easy to order online and if you need a recommendation for the best one to choose, just call your favorite Realtor!

Kim Novak is a CRS: Certified Residential Specialist who has been her Clients' guide to Finding Home in Utah for the past 24-years.

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